मधुर मुस्काते तेरे ये दो  नैन,
धुन जिन्दगीकी सुनाते  ये  प्यारे नैन ।।ध्रु ।।

खुशियोंका  सागर बसता यहाँ,
ये नूर ए  चमन महकते सदा ,
चमकते रहे, दमकते रहे, कभी हो  न तुम बेचैन ।।1।।

रंग  आसमान का तुजमे है ,
काजल का काला गहरापन ,
झलकते रहे,छलकाते रहे, बौछार हो मधुमैन ।।2।।

पुरे विश्व की भाषा एक यहाँ,
ना उच -निच का भेद जहा,
गाते रहे, गुनगुनाते रहे, चुप हो  ना दिन रैन ।।3।।

अलौकिक संगीत बजता यहाँ,
कानोकी तृप्ति और  मधुर वचन,
बजते रहे , बजाते रहे, अंग अंग बजे  मृदंग ।।4।।

........................................................सुमतिनंदन 

विचारवंतांची भरली शाळा

विचारवंतांची भरली शाळा
डोकी वीस, डोईवर केस मात्र सोळा  ।।

कुणी म्हणे आमची आता का आठवण केली
अहो, कुणी उगाच गर्दी झाली गोळा  .........

भले मोट्ठे विषय, चर्चा आणि हातवारे,
जीव मुठीत घेउन बसले होते , खडू आणि फळा  .......

इतिहासाच्या अभ्यासाने वर्तमान सुधारते,
वर्तमानाची परिस्थिति पाहून , भविष्याचा चेहरा काळा  .....

विश्व शांतीची कबुतरे उडाली येथे,
अविश्वसाचे आणि दहशतीचे काले , ढग झाले गोळा  ......

वाद निरर्थक मांडित बसले सारे,
जगाच्या दुखाचा त्यांना ,येईना कळ्वळा .....

परशु कुणाचा , व्यासपीठ कुणाचे ,
साहित्याच्या वेदिवरति , अश्रु वाहती भ्ह्ळ्भळा .....

                                      सुमतिनंदन।।।

Real Gem of the World-Sri Lanka

SRILANKA,    Country blessed with natural resouces and wonderful people. Ultimate place to visit on the Earth. Sri Lanka is chnaging very fast now, post civil war. Infrastructure creation is all over. You will notice chnage in every 6 months. Sri Lanka suffered a lot for almost 2 decades, hampered growth of the country as whole. Governement and other mechineries are working at faster pace to register growth parameters.

People here are very humble and caring. They make your visit to Sri Lanka memorable with many unique places of interest. Colombo being capital has very commercial face. Galle Face Road is real cool place to walk around.

Kandy, Pinnawala, Sigiri, Anuradhapura, Jaffana etc...offer peace of mind, where nature is at its best.

Elephant Orphanage at Pinnawala is very unique in the World. Where Elephants came at different ages to this place, owners those who can not afford to feed them send them here. Some elephants from Jungle with some injuries bought here for treatment. Baby elephants given special care. Adjoining herbs and medicinal plant farms provide Ayurvedic medicines to the ailing Elephants.

Tea plantations and dense natural forests as reserve National Parks for Wild Animals.

Sri Lanka ultimate destination for those like to be there with mother nature. Spend time of 2 weeks minimum here...enjoyment unlimited...

Karmic acccount

Sri Mad Bhagwat Geeta, Chapter 9, Sloka 22..

अनन्यास चिन्तयन्तोमं  ये जना   पर्युपासते

तेषां  नित्याभियुक्तानां योगक्षेमं  वहम्यहम् ||




Synonyms



ananyah--having no other object; cintayantah--concentrating; mam--on Me; ye--those who; janah--persons; paryupasate--properly worship; tesam--of them; nitya--always; abhiyuktanam--fixed in devotion; yoga--requirements; ksemam--protection; vahami--carry; aham--I.


Translation: "Those who worship me, without any other objective. Guarantee that I will take care of their livelihood" . Lord Krishna.

What happens to us in this life, is outcome of our karma. All good and bad karma in the past are coming back to us. People around us are claiming their receivables and some are paying back. In short our actions (karma) in the present (that are known to us) should be Shuddha Karma (Pure in nature). So that the outcome should be favourable.

Best part is if you own the karma, you will be accountable too, instead you transfer ownership to the God. As a result all your Karma will be Shuddha Karma and your karmic account will be positive (Credit).

Most important, one must believe in Supreme Soul.

“Forecasting exchange rates is an important function of a corporate finance manager"- A note

Foreign exchange is a currency issued by a foreign government. It is required to pay for imported goods and to meet foreign debt repayment obligations. The exchange rate is the price of one currency in terms of another. Exchange rates are either fixed by governments or determined by the forces of demand and supply in the marketplace. Countries differ in the way they maintain their currency value in the foreign exchange market. In some countries, Central banks intervene in this process regularly while in others they don’t. Forecasting exchange rates is an important function of a corporate finance manager. Many corporations like Goldman Sachs, Citibank, Wharton Forecasting Services provide forecasts of various economic indicators including exchange rates. The models used for forecasting exchange rates can be classified into two: fundamental analysis models, and technical analysis models.

Risk can be defined as uncertainty surrounding a particular event or item. Thus the changes in economic fundamentals, government policies, and relationship between the trading countries are some risks specific to the international business community apart from general risks of changes in tastes and preferences of consumers, changes in technology, etc. Volatility in capital flows into and out of the financial markets can adversely affect the value of the domestic currency. Currency risk can be managed taking a short-term view and using financial instruments to hedge specific risks. A long-term strategic view of diversifying across products, markets and suppliers might involve more initial investment, but subsequently lower short-term hedging costs.







Financial instruments such as derivatives are used to minimize risk. Some of the common derivative instruments are: Forward contracts, Futures contracts. Options are relatively more sophisticated in terms of pricing and perhaps the most flexible of all instruments in terms of usage. Swaps are contracts between two parties, with or without an intermediary, to exchange interest payment obligations on domestic or international borrowings for a specified period of time so that the overall cost of funds for both the parties is reduced. Interest Rates Swaps (IRS) and Currency Swaps are the most prominent types of swaps. An Interest Rate Swap (IRS) is an agreement between two parties to exchange interest payment obligations of each other on a notional principal for a specified period of time. A Currency swap is a contract to exchange interest payments in one currency for those denominated in another currency. With the integration of world trade and the advent of new technology, world capital markets have started functioning more closely with each other. Capital markets are continuously innovating products and are structuring prices of products to suit customer needs. The markets for long-term instruments can be broadly classified into four main categories: Domestic markets for short and long term borrowing, Foreign markets for equity and debt, Euro currency markets, Foreign bond markets.






The BoP accounts of a country record the payments and receipts of the residents of the country in their transactions with residents of other countries. BoP is measured on quarterly and yearly basis. BoP is said to be favorable when receipts from foreigners exceed payments to them, and unfavorable when payments exceed receipts. Disequilibrium is caused by random variations in trade, fluctuations in production of primary goods such as agricultural goods. Disequilibrium in BoP can be of three types: Cyclical disequilibrium, Secular disequilibrium, and Structural disequilibrium. The 1990s saw some major changes in India's BoP position. In the beginning of the 1990s, the country witnessed a major crisis in BoP. India responded to the crisis by introducing a host of reforms which had a significant bearing on the BoP front. The late 1980s saw the beginning of trade liberalization in India. Import duties were reduced and investment opportunities for the private sector were widened. The 1991 economic reforms package further liberalized trade. India’s export performance in the post liberalisation period i.e. post 1991 has been much better than the pre-reform period. From a level of (–) 1.5% growth rate during 1991-92 the value of exports in dollar terms witnessed a growth rate of 21% in 2000-01.

The Desert Capital : Dubai

Burj Khalifa standing high proud and stiff. Worlds tallest building. Overlooking bay of Gulf and witnessing recession of the decade. In spite of DSF all the mall are deserted.

Dubai is only city is Middle-East, which gets transformed after the sunset. May be only place in Asia to have this unique characteristic.

Worlds biggest Medical device show happens in Dusseldorf-Germany. Worlds second largest in Dubai, Arab Health Show.
That's biggest trade show of its kind in Asia. 2700 exhibitors and 66000 visitors from 141 countries provides length and breadth of the show.

more........

Sense of Urgency

Sense of Urgency in work is Winning formula. Every possible work to be mapped into important and Urgent quadrant. To acheive highest Productiviy indicator.Productivity of an Organnization is collective, summation and integration of every individual in that firm. Contribution by factor and effective utilization of 3M (Machine , Material and Money) makes big difference.

For an Organization, success is not just Profit registered. But the people, those are dedicated and understand their responsibility to contribute in growth of organization.
Everyone should work towards common goal of acheiving customer apreciation, delivering goods or services not on-time but JUST-IN-TIME. With ultimate quality and quantity demanded.

Is Sense of Urgency works? always...would be a question. Some lifely experiences may differ to the fact that, some delay in making decisions gets paid. There is False Urgency. Which misleades to the fact of URGENCY.